Anyone who is serious about their future has probably wondered more than once what their life will be like in retirement. Many people believe that can’t rely on a state retirement pension and you need to save and invest your financial surplus. It’s hard to disagree with that. So how much money do we need to achieve a similar live level during retirement as now, when we work? How much can we pay out of the accumulated savings to cover living costs? Below, I will try to present some best practices and show you the tools that can help you create a retirement plan.
September ended with a negative result for almost all asset classes. Only Japanese stocks and commodities end the month positive. US small and mid cap stocks (IJH and IJR) outperformed the broad market.
Below you can find results of individual asset classes and strategies presented on the blog.
I was thinking about writing this post some time ago but after watching the last short video made by Jack Lempart (in Polish), I figured out that I can’t wait any longer. Additionally, some discussion that I had with one of my friends made it necessary to deal with this topic. What are we talking about? Saving and investing from an early age.