Anyone who is serious about their future has probably wondered more than once what their life will be like in retirement. Many people believe that can’t rely on a state retirement pension and you need to save and invest your financial surplus. It’s hard to disagree with that. So how much money do we need to achieve a similar live level during retirement as now, when we work? How much can we pay out of the accumulated savings to cover living costs? Below, I will try to present some best practices and show you the tools that can help you create a retirement plan.